Privacy Policy

Effective date: October 25, 2026

This policy explains what information is collected when you use lastmortgagepayment.com (the "site"), and how it's used.

The numbers you enter stay on your device

Everything you type into the calculator is processed in your own browser. We don't send it to our servers and we don't store it.

To save you from retyping, the calculator keeps your most recent inputs in your browser's local storage, and puts them in the page address (the URL) so you can bookmark or share a scenario. You can clear this at any time by clicking Reset or clearing your browser's site data. If you share a link, anyone who opens it can see the numbers in it.

Information collected automatically

Like nearly every website, the site's hosting provider (Cloudflare) receives standard technical information when you visit, such as your IP address, browser type, the pages you request, and the time of your visit. This is used to deliver the site, keep it secure, and protect it from abuse.

We use privacy-focused analytics to count visits and see which pages are popular. These counts are aggregated, and we don't use them to identify you.

Advertising

The site is supported by advertising, which may be provided by Google AdSense and its partners. When ads are shown:

• Third-party vendors, including Google, use cookies to serve ads based on your previous visits to this site and other websites.
• Google's use of advertising cookies enables it and its partners to serve ads to you based on your visits to this site and/or other sites on the Internet.
• You can opt out of personalized advertising by visiting Google's Ads Settings. You can also opt out of some third-party vendors' use of cookies for personalized advertising at www.aboutads.info.
• To learn how Google uses information from sites that use its services, see How Google uses information from sites or apps that use our services.

Visitors in the European Economic Area, the United Kingdom, and Switzerland will be asked for consent before personalized ads or advertising cookies are used, and can change their choice at any time.

Cookies

The calculator itself doesn't need cookies. Cookies may be set by our advertising partners as described above. You can block or delete cookies in your browser settings. The calculator will keep working.

Your choices and rights

Because we don't collect personal information through the calculator, there's usually nothing for us to access or delete. Depending on where you live (for example, California or the EU), you may have rights to access, delete, or opt out of the sale or sharing of personal information. That includes information collected by advertising partners. For requests about advertising data, use the opt-out links above. For anything else, contact us.

Children

The site isn't directed to children under 13, and we don't knowingly collect information from them.

Links to other sites

The site may link to other websites. Their privacy practices are their own, so check their policies.

Changes to this policy

If we change this policy, we'll update the effective date above.

Contact

Questions about this policy? Email contact [at] lastmortgagepayment [dot] com.